
Understand Your Insurance Coverage, Financing, and Payment Options
We’re in-network with most major insurers, offer flexible financing, and help patients find the best financial support available.
Fast and Easy Insurance Verification
Our team is here to simplify the process and get you the most coverage possible. We’ll work with you to quickly verify your insurance coverage and help determine the next steps in your treatment plan, ensuring a smooth and efficient start to your recovery.
Year-End Benefits Checklist
Understanding insurance coverage for mental health and addiction treatment can be confusing. Our free, downloadable checklist helps you review your benefits before they reset, ask the right questions, and explore treatment options so you can take the next step toward care with greater confidence.

We proudly work with major insurance carriers and many others. Call our admissions team to verify your coverage.
Residential/Inpatient Programs
Claudia Black Center
- BLUE CROSS BLUE SHIELD
- Kaiser Washington
- Tricare
- Carrum
- Muckleshoot Tribe
- Pueblo of Sandia
- Texas Native Health
- Triwest Healthcare Alliance
- Sana Benefits
- Unity Preferred
Gentle Path
- BLUE CROSS BLUE SHIELD
- Kaiser Washington
- Tricare
- Carrum
- First Health
- Muckleshoot Tribe
- Pueblo of Sandia
- Texas Native Health
- Triwest Healthcare Alliance
- Sana Benefits
- Unity Preferred
The Meadows
- BLUE CROSS BLUE SHIELD
- Kaiser Washington
- Tricare
- Carrum
- First Health
- Muckleshoot Tribe
- Pueblo of Sandia
- Texas Native Health
- TriWest Healthcare Alliance
- Sana Benefits
- Unity Preferred
The Meadows Texas
- Aetna (Including Meritain)
- Blue Cross and Blue Shield of Texas
- Evernorth/Cigna
- EVRY
- First Health
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Texas Native Health
- TriWest Healthcare Alliance / VACCN
- Unity Preferred
Willow Healing Center
- BLUE CROSS BLUE SHIELD
- Kaiser Washington
- Tricare
- Carrum
- First Health
- Muckleshoot Tribe
- Pueblo of Sandia
- Texas Native Health
- TriWest Healthcare Alliance
- Sana Benefits
- Unity Preferred
Outpatient Programs
Atlanta, GA Outpatient Center
- Aetna (Including Meritain)
- Anthem Blue Cross and Blue Shield of Georgia
- Carelon
- Carrum
- Curative
- Evernorth/Cigna
- Muckleshoot Tribe
- Optum UBH
- Tricare East
- Triwest Healthcare Alliance
- Unity Preferred
Austin, TX Outpatient Center
- Aetna (Including Meritain)
- Blue Cross and Blue Shield of Texas
- Carrum
- Curative
- Evernorth/Cigna
- First Health
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Texas Native Health
- Tricare West
- TriWest Healthcare Alliance / VACCN
- Unity Preferred
Chicago, IL Outpatient Center
- Aetna (Including Meritain)
- Blue Cross and Blue Shield of Illinois
- Carelon
- Carrum
- Evernorth/Cigna
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
- UnitedHealthcare (mental health only)
- Unity Preferred
Dallas, TX Outpatient Center
- Aetna (Including Meritain)
- Blue Cross and Blue Shield of Texas
- Carrum
- Curative
- Evernorth/Cigna
- EVRY
- First Health
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Texas Native Health
- Tricare West
- TriWest Healthcare Alliance / VACCN
- Unity Preferred
Denver, CO Outpatient Center
- Aetna (Including Meritain)
- Anthem Blue Cross and Blue Shield Colorado / Carelon
- Carrum
- Evernorth/Cigna
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
- Optum / UBH
- Unity Preferred
Houston, TX Outpatient Center
- Aetna (Including Meritain)
- Blue Cross and Blue Shield of Texas
- Carrum
- Curative
- Evernorth/Cigna
- First Health
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Texas Native Health
- Tricare West
- TriWest Healthcare Alliance / VACCN
- Unity Preferred
Las Vegas, NV Outpatient Center
- Aetna (Including Meritain)
- Anthem Blue Cross and Blue Shield Nevada
- Carelon
- Carrum
- City of Las Vegas Municipal Court
- Evernorth/Cigna
- Health Plan of Nevada Inc. (HPN)
- Hometown Health
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH (United Healthcare)
- Prominence
- Sana Benefits
- Sierra Health and Life Ins (SHL)
- Sierra Healthcare Options (SHO)
- Tricare West
- TriWest Healthcare Alliance
- Unity Preferred
Scottsdale, AZ Outpatient Center
- Aetna (Including Meritain)
- BLUE CROSS BLUE SHIELD
- Carelon formally Beacon Health
- Carrum
- Evernorth/Cigna
- First Health
- Humana (IOP SUD and MH only)
- MHN
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH / UnitedHealthcare
- PNOA
- Pueblo of Sandia
- Sana Benefits
- Texas Native Health
- Tricare West
- TriWest Healthcare Alliance / VACCN
- Unity Preferred
Silicon Valley, CA Outpatient Center
- Aetna (Including Meritain)
- Anthem Blue Cross
- Blue Shield of California
- Carrum
- Evernorth/Cigna
- First Health
- Kaiser
- Muckleshoot Tribe
- Multiplan/PHCS/HMN/AMN/RAN
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
- UnitedHealthcare (mental health only)
- Unity Preferred
Expanded Access to Care:
We Are Now In-Network with Blue Cross Blue Shield

The Meadows is in-network with Blue Cross Blue Shield of Arizona (BCBSAZ) for all our inpatient treatment centers in Arizona. Through the national BlueCard® network, our facilities accept Blue Cross Blue Shield plans from all 50 states. A BCBS insurance card displaying the suitcase logo provides access to our full continuum of trauma, addiction, and mental health treatment services, subject to plan benefits and coverage.
In addition to our Arizona inpatient facilities, many of our programs, including The Meadows Outpatient Center and The Meadows Texas, are already in-network with Blue Cross Blue Shield. With this expanded partnership, we’re reaffirming our commitment to making life-changing treatment more accessible than ever.
Learn how your BCBS coverage can help you begin your journey to healing. Contact us today to get started:

How We Work with Your Insurance Provider
Meadows Behavioral Healthcare is in-network with most major insurance providers and many smaller ones. We also work with out-of-network plans. Every insurance plan is different, and not all MBH programs work with the same providers.
To help you get the most coverage, we ask for your insurance information upfront. Your insurance company will decide what care they will cover based on your plan and current needs. They might approve all or part of your stay.
Maximize Coverage for Military and Veterans
MBH is proud to be a TRICARE provider, offering behavioral health and substance abuse services to active-duty military, veterans, and their families in the TRICARE West Region. We also treat veterans through the VA MISSION Act.

Flexible Financing Options
Our focus is on helping you get the best treatment that works for your life. If insurance doesn’t cover everything, our financial coordinators will guide you through your options and create a plan that works for you.
We also offer financing through CareCredit, a flexible way to help manage treatment costs. CareCredit can be used for any Meadows Behavioral Healthcare treatment, including workshops (excluding lodging).

Learn More About Insurance and Financing
We’re here to help you understand your coverage and available payment options. Contact us today to receive personalized support and take the next step toward treatment.